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| Microsoft Edge users are not happy with Zip integration |
Microsoft has received widespread criticism for planning to integrate short-term fundraising apps into its web browser.
The app allows users to make purchases instantly and pay for them at a later date.
In recent years, the browser has brought a small number of users who are happy with the security of Microsoft's browser, as well as features like immersive reading, saving collections of web pages or notes, vertical tabs, and browsing. website.
Two weeks ago, the company announced that it would integrate an app called Zip directly into Microsoft Edge.
Buy-and-Pay, formerly Quadpay, allows shoppers to split their purchases into equal installments in order to receive goods in advance. Instead of waiting for full payment.
The company launched the service earlier this month. Some users are now seeing it included in their browsers after updating to version 96.
The options for registration and zip code usage are displayed on the payment page. It appears in the same field where you entered your credit card number in your browser.
When the browser detects that the cost of your purchase is between $35 and $1000, it will display a zip file showing the price range the service can cover.
While Zip allows you to make purchases without spending anything up front, it is an exchange for four interest-free payments in six weeks.
However, the service is not technically free, as you will be charged $1 with each payment. This means that regardless of the price, you will have to pay an additional $4 in purchase fee.
By default, the browser gives you the option to pay via zip code, regardless of whether the store offers this option or not. On a Microsoft support page, the company said merchants who don't want customers to use the service should contact the company.
With Microsoft Edge, you can pay by zip
The feature has been criticized and some users are upset that the plugin is limiting their browsing experience. Others are concerned about the potential financial impact on users.
Buy now and pay later has always been the goal of criminals and they can use it to get free items because they usually don't do credit checks.
In addition, the company has not yet clarified whether integrating the app into the browser can lead to a better understanding of users' browsing habits.
In addition, the browser has built-in reminders of promotional codes and coupons, as well as price comparisons of products displayed during purchase.
The company has gone to great lengths to make it clear that it does not charge users for contacting loan providers. Hence, it is not clear why this would force buyers and sellers to make an offer that no one asked for.